.editorial-layout{gap:var(--space-8);grid-template-columns:minmax(0,68ch) minmax(288px,1fr);align-items:start;display:grid}.editorial-layout--single{max-width:68ch}.page-intro--editorial .page-intro-actions:empty{display:none}.editorial-rail{top:var(--sticky-top);gap:var(--space-4);align-content:start;display:grid;position:sticky}.rail-toc>.label{margin-bottom:var(--space-1)}.rail-toc ol{counter-reset:toc;border-top:1px solid var(--color-line);margin:0;padding:0;list-style:none}.rail-toc li{counter-increment:toc;border-bottom:1px solid var(--color-line)}.rail-toc a{min-height:44px;color:var(--color-ink-2);transition:color var(--dur-fast) var(--ease-standard);align-items:baseline;gap:12px;padding:12px 0;font-size:14px;font-weight:500;line-height:1.4;text-decoration:none;display:flex}.rail-toc a:hover{color:var(--color-ink)}.rail-toc a[aria-current]{color:var(--color-ink);font-weight:600}.rail-toc a:hover:before,.rail-toc a[aria-current]:before{color:var(--color-accent)}.editorial-rail .phone-display{justify-self:start}.editorial-rail .phone-display-number{font-size:min(var(--text-phone), 1.75rem);white-space:nowrap}.rail-toc a:before,.prose-wire h2:before,.prose-wire ol>li:before,.policy-card-head h2:before{font-family:var(--font-mono);font-variant-numeric:tabular-nums;font-size:var(--text-label-mono);line-height:var(--text-label-mono--line-height);letter-spacing:var(--text-label-mono--letter-spacing);font-weight:var(--text-label-mono--font-weight);transition:color var(--dur-fast) var(--ease-standard)}.rail-toc a:before{content:counter(toc, decimal-leading-zero);color:var(--color-ink-3);flex:0 0 22px}.prose-wire{counter-reset:guide;max-width:58ch;font-size:var(--text-editorial);letter-spacing:var(--text-editorial--letter-spacing);line-height:1.72;font-weight:var(--text-editorial--font-weight);color:var(--color-ink-2)}.prose-wire h2{counter-increment:guide;margin:56px 0 var(--space-2);font-size:var(--text-h3);line-height:var(--text-h3--line-height);letter-spacing:var(--text-h3--letter-spacing);font-weight:var(--text-h3--font-weight);color:var(--color-ink);text-wrap:balance}.prose-wire>h2:first-child{margin-top:0}.prose-wire h2:before{content:counter(guide, decimal-leading-zero);color:var(--color-accent);margin-bottom:6px;display:block}.prose-wire h3{margin:var(--space-4) 0 var(--space-1);font-size:var(--text-h4);line-height:var(--text-h4--line-height);letter-spacing:var(--text-h4--letter-spacing);font-weight:var(--text-h4--font-weight);color:var(--color-ink)}.prose-wire p,.prose-wire ul,.prose-wire ol{margin:0 0 1em}.prose-wire p{text-wrap:pretty}.prose-wire>:last-child{margin-bottom:0}.prose-wire ul{padding-left:1.25em;list-style:outside}.prose-wire ul>li::marker{color:var(--color-ink-3)}.prose-wire ul>li+li{margin-top:var(--space-1)}.prose-wire ol{counter-reset:step;padding:0;list-style:none}.prose-wire ol>li{counter-increment:step;border-left:2px solid color-mix(in srgb, var(--color-accent) 65%, transparent);padding-left:var(--space-2)}.prose-wire ol>li+li{margin-top:var(--space-2)}.prose-wire ol>li:before{content:counter(step, decimal-leading-zero);color:var(--color-accent);margin-bottom:4px;display:block}.prose-wire strong{color:var(--color-ink);font-weight:600}.prose-wire a{color:var(--color-brand);text-decoration:underline;text-decoration-color:color-mix(in srgb, var(--color-brand) 45%, transparent);text-underline-offset:3px;transition:color var(--dur-fast) var(--ease-standard), text-decoration-color var(--dur-fast) var(--ease-standard)}.prose-wire a:hover{color:var(--color-brand-ink);text-decoration-color:currentColor}.policy-body{counter-reset:guide}.policy-body>*+*{margin-block-start:var(--space-8)}.policy-promise{padding:var(--space-4) var(--space-5);box-shadow:var(--shadow-2)}.policy-promise>.icon-tile{margin-bottom:var(--space-3)}.policy-quote{max-width:44ch;font-size:var(--text-h3);line-height:var(--text-h3--line-height);letter-spacing:var(--text-h3--letter-spacing);font-weight:var(--text-h3--font-weight);color:var(--color-ink);text-wrap:balance}.policy-promise-body{max-width:62ch;margin-top:var(--space-2);font-size:var(--text-body);line-height:var(--text-body--line-height);color:var(--color-ink-2)}.policy-terms{gap:var(--space-3) var(--space-6);margin-top:var(--space-3);padding-top:var(--space-3);border-top:1px solid var(--color-line-2);flex-wrap:wrap;display:flex}.policy-terms .label{margin-bottom:6px}.policy-terms .num-lg{color:var(--color-ink)}.policy-compare{gap:var(--gap-card);align-items:start;display:grid}.policy-card.policy-card--yes{border:1px solid color-mix(in srgb, var(--color-up) 40%, transparent);box-shadow:var(--shadow-1)}.policy-card.policy-card--no{border:1px solid var(--color-line);box-shadow:none;background:0 0}.policy-card-head{margin-bottom:var(--space-2);align-items:center;gap:12px;display:flex}.policy-card-head h2{counter-increment:guide;font-size:var(--text-h4);line-height:var(--text-h4--line-height);letter-spacing:var(--text-h4--letter-spacing);font-weight:var(--text-h4--font-weight);color:var(--color-ink);scroll-margin-top:var(--space-3)}.policy-card-head h2:before{content:counter(guide, decimal-leading-zero);color:var(--color-accent);margin-bottom:4px;display:block}.policy-badge{border-radius:50%;flex-shrink:0;place-items:center;width:32px;height:32px;display:inline-grid}.policy-badge--yes{background:color-mix(in srgb, var(--color-up) 16%, transparent);color:var(--color-up)}.policy-badge--no{background:var(--color-line);color:var(--color-ink-2)}.policy-rows{margin:0;padding:0;list-style:none}.policy-rows li{border-top:1px solid var(--color-line);font-size:var(--text-ui);color:var(--color-ink-2);gap:12px;padding:12px 0;font-weight:400;line-height:1.55;display:flex}.policy-rows li:last-child{padding-bottom:0}.policy-mark{flex-shrink:0;place-items:center;width:20px;height:20px;margin-top:2px;display:inline-grid}.policy-mark--yes{color:var(--color-up)}.policy-badge--no:before,.policy-mark--no:before{content:"";background:var(--color-ink-3);border-radius:1px;width:12px;height:2px}.policy-prose{counter-reset:none}.policy-cta p{max-width:40ch;font-size:var(--text-lead);line-height:var(--text-lead--line-height);color:var(--color-ink-on-dark);text-wrap:pretty;margin:0}.page-404 .page-intro-kicker{font-family:var(--font-mono);font-variant-numeric:tabular-nums;font-size:var(--text-label-mono);line-height:var(--text-label-mono--line-height);letter-spacing:var(--text-label-mono--letter-spacing);font-weight:var(--text-label-mono--font-weight)}.page-404-actions{margin-top:var(--space-4);flex-wrap:wrap;gap:12px;display:flex}@media (width>=1024px){.policy-compare{grid-template-columns:1fr 1fr}}@media (width<=1023px){.editorial-layout{gap:var(--space-6);grid-template-columns:minmax(0,1fr)}.editorial-rail{order:-1;position:static}.rail-toc ol{column-gap:var(--space-4);grid-template-columns:repeat(auto-fill,minmax(280px,1fr));display:grid}.editorial-rail .phone-display{display:none}}@media (width<=767px){.prose-wire h2{margin-top:var(--space-6)}.policy-body>*+*{margin-block-start:var(--space-6)}.policy-promise{padding:var(--space-3) 20px}.policy-quote{max-width:none}.page-404-actions>.button{flex:1 1 0;min-width:0}}@media (width<=389px){.policy-cta{padding:var(--space-3) 20px}.policy-cta .phone-display>svg{display:none}.policy-cta .phone-display-number{font-size:var(--text-num-lg);white-space:nowrap}}